Underinsured Motorist Accident Attorneys
Our team of dedicated lawyers represents those who have suffered serious injury and financial loss due to negligence, including auto accidents or traffic collisions involving uninsured motorists or underinsured motorists.
If you have been injured in an accident, you must never rely on the negligent driver’s insurance to compensate you for your injuries. Injuries sustained in accidents may be catastrophic and carry life-long disabilities – this means that you may suffer huge financial losses. Most states require all drivers to carry a minimum automobile insurance policy.
While the other driver’s policy, if in fact there is current insurance coverage, may cover some of your losses, it is unlikely that, in the event of catastrophic injury or death, it will fully compensate you. It is extremely important that you protect yourself, your passengers and your family by purchasing an insurance policy that includes underinsured and uninsured motorist coverage.
“Uninsured motorist” means that the person responsible for your injuries is operating a vehicle without any insurance coverage whatsoever. If you have purchased uninsured motorist coverage, you will be able to collect from your insurance company to recoup your damages (both property and personal).
“Underinsured motorist” means that the person responsible for your injuries has opted to purchase only the minimum policy required by law. If you have purchased underinsured motorist coverage, you will be able to collect from your insurance company to recoup your damages (both property and personal) that exceed the responsible party’s limits.
If you are protected by uninsured and underinsured motorist coverage, you will be able to collect from your own insurance company in the event that you are seriously injured in an accident and the negligent driver does not have insurance or does not have adequate insurance.
If you or a loved one has been seriously injured in a traffic accident caused by an uninsured or underinsured motorist, you should consult with an experienced traffic accident lawyer who can protect your rights and help you get the maximum compensation.